Forward-Thinking Tax Strategies for Next Year’s Filing Season

Tax season can be a stressful time. Getting organized, finding a trusted CPA or going the DIY route, and determining whether you’re getting a refund or need to make a payment are all overwhelming parts of the tax season process. The worst part? It can be hard to know whether you’re getting a refund or that you’ll owe money to the IRS because you’ve underpaid.

Read More→

Dealing with Financial Overwhelm

Financial overwhelm is hard. It’s when you’ve hit a point where the financial to do list is too long, you’ve made a few bad calls, and you’re not sure where to go from here. Anybody would be overwhelmed in that situation – you’re not alone! 

Read More→

Why Fee Only?

You may be considering working with a financial advisor, or you may already have an advisor who helps you with investments or insurance. But is your advisor fee-only? Working with a fee-only financial planner can make a world of difference and offer many more benefits than working with an advisor who isn’t just fee-only.

Read More→

Avoiding a Lifestyle That Hurts You

Lifestyle inflation is a serious problem for high-income earning individuals like optometrists, medical professionals, lawyers, engineers, executives, or even business owners. The tricky part is: you may not even realize you’re living beyond your means.

Read More→

Is Your Cash Flowing?

 

I’ve talked about how to construct a hub account for optimized cash flow in previous blog posts. But today I want to dive deep into not only how to get a cash flow system up and running in your life, but also the many ways it can positively impact you and your finances (both in the short and long term).

Read More→

The Impact of Debt

Debt causes a lot of damage. In my experience, this is true of all debt. The anxiety you feel when working to pay back debt is the same across the board – whether you’re looking at unpaid credit card bills or one hundred thousand dollars in undergraduate student loans.

Read More→

Budgeting for the New Year

At the beginning of each year, thousands of people in the United States start setting resolutions – and a lot of them are related to their personal finances.

Read More→

In the Giving Spirit?

The holiday season is statistically the most popular time of year for people to donate to charity. Typically, when giving advice, I caution against jumping on any kind of financial bandwagon. But this holiday-giving trend is something I can get behind – and I suggest you do the same.

Read More→

A NEWLEAF FINANCIAL GUIDANCE UPDATE

 Happy (belated) Birthday! That’s right, on November 16th NewLeaf Financial Guidance turned two years old. The last two years in business as a fee-only financial planning firm has been an amazing experience. Read More→

BUDGETING FOR A BABY

 Having a baby (whether it’s your first, second, third, etc.) is a new season of life. And it can be an expensive season. Before you get overwhelmed when you look at the price tags on cribs, or you read about how many diapers they’ll go through (it’s a lot) – remember that a budget can help you stay on track.

Read More→