Avoiding a Lifestyle That Hurts You

Lifestyle inflation is a serious problem for high-income earning individuals like optometrists, medical professionals, lawyers, engineers, executives, or even business owners. The tricky part is: you may not even realize you’re living beyond your means.

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Is Your Cash Flowing?

 

I’ve talked about how to construct a hub account for optimized cash flow in previous blog posts. But today I want to dive deep into not only how to get a cash flow system up and running in your life, but also the many ways it can positively impact you and your finances (both in the short and long term).

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The Impact of Debt

Debt causes a lot of damage. In my experience, this is true of all debt. The anxiety you feel when working to pay back debt is the same across the board – whether you’re looking at unpaid credit card bills or one hundred thousand dollars in undergraduate student loans.

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Budgeting for the New Year

At the beginning of each year, thousands of people in the United States start setting resolutions – and a lot of them are related to their personal finances.

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In the Giving Spirit?

The holiday season is statistically the most popular time of year for people to donate to charity. Typically, when giving advice, I caution against jumping on any kind of financial bandwagon. But this holiday-giving trend is something I can get behind – and I suggest you do the same.

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A NEWLEAF FINANCIAL GUIDANCE UPDATE

 Happy (belated) Birthday! That’s right, on November 16th NewLeaf Financial Guidance turned two years old. The last two years in business as a fee-only financial planning firm has been an amazing experience. Read More→

BUDGETING FOR A BABY

 Having a baby (whether it’s your first, second, third, etc.) is a new season of life. And it can be an expensive season. Before you get overwhelmed when you look at the price tags on cribs, or you read about how many diapers they’ll go through (it’s a lot) – remember that a budget can help you stay on track.

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BENEFITS ENROLLMENT: WHERE TO SAVE AND HOW TO SAVE

It’s that time of year again – many companies are opening the door for benefits enrollment. This is a good reminder for you to not only check in on your current benefit elections, but also to realign your overall saving strategy. Open enrollment usually focuses on switching up your health care plan – which is important. However, you may have many more savings options open to you through your employer that reach beyond health care coverage. Read More→

DEBT DEMOLITION SERIES PART 4: ONGOING EFFORT

 

You’ll have ups and downs with debt repayment, and you now have a plan that will help you get back on track. That being said, while you’re pumped to get started repaying your debt right now – life will happen. Read More→

DEBT DEMOLITION SERIES PART 3: EXECUTING YOUR DEBT REPAYMENT PLAN

 

“A strategy, even a great one, doesn’t implement itself.” – Jeroen De Flander Read More→